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Terrorism Insurance

At Hiscox we understand that the threat of terrorism has become a greater concern for companies. In the current climate there is a necessary focus on issues such as business continuity and recovery, and organizations are strongly encouraged to take responsibility for ensuring they are adequately covered for acts of terrorism.

Hiscox has more than 25 years' experience in terrorism insurance and is a global leader in this area. Now with offices in the US, we can offer American businesses immediate, on- the-ground access to our professionals.

We have a unique and established relationship with Control Risks Group, leading consultants who provide risk assessment, crisis management, physical protection and investigative services. Their technical expertise and advise provide exceptional support to our clients in the event of a crisis.

Who is it for?
This insurance is designed for the needs of businesses of all sizes, from fortune 500 firms to private businesses and institutions.

What we cover
We offer flexible cover which is tailor-made to each client’s requirements:

  • Terrorism Insurance for property damage and business interruption
  • Terrorism general liability and/or terrorism employers liability
  • Policy limits up to $100M USD
  • Full terrorism cover
  • Terrorism lenders' interests
  • Full Building values or cover on a first loss basis

Territories
Any location in the United States of America

Why Hiscox?

  • Minimum premiums as low as $1500
  • Service-swift response to inquiries from experienced specialist underwriters, within 24 hours
  • Policies and wordings to meet clients' specific needs and terms
  • Nil deductibles
  • Expertise and appetite-dedicated underwriters and legal professionals with specialist industry knowledge
  • Unique and established relationship with Control Risks Group 1

To find out more
For more information, speak to your usual Hiscox contact or contact our Terrorism team.


Robert Cruz
Vice President, Terrorism
Global Response
Tel: + 1 646 452 2376
Fax: + 1 212 922 9652
robert.cruz@hiscox.com

Christianna Coates
Terrorism Underwriter
Hiscox Global Response
Tel: +1 646 - 452 - 2371
Fax: + 1 212 922 9652
christianna.coates@hiscox.com

Clara Chan
Terrorism Underwriter
Hiscox Global Response
Tel + 1 978 276 6244
clara.chan@hiscox.com

Documents

Type Details
Terrorism Cover Proposal Form
Terrorism Liability Proposal Form
Terrorism Insurance T3 Policy Form
Terrorism Liability Policy Form
Terrorism Business Interruption Policy Form
Terrorism Rental Income Policy Form

Hiscox Inc. ("Hiscox") is a licensed insurance intermediary for admitted and surplus line business across the US. Hiscox underwrites on behalf of, and places business with, select US admitted carriers and syndicates at Lloyd's of London (www.lloyds.com).

The ability of syndicates at Lloyd's of London to do business in the USA and US territories is restricted because they are not US-based insurers. This communication provides general information on Hiscox's products and services only and is not intended to be, and does not constitute, a solicitation of business by syndicates at Lloyd's of London from or in respect of the USA and US territories.

Enquiries as to insurance or other products or other services from US residents should be directed to an insurance agent or broker licensed to conduct business in the relevant US state, and anybody requiring further about an insurer's ability to do business in the USA and US territories should contact an appropriate insurance intermediary for advice.


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