Hiscox has a long history in creating unique insurance solutions and our success is founded on an in-depth knowledge of the industries we cover.
Regardless of what kind of business you own, customers can claim that something you did on their behalf was done incorrectly, and that this error cost them money or caused them harm in some way.
In the litigious world we live in today, many business owners protect themselves with Errors and Omissions insurance (E&O).
Who is it for?
Our E&O insurance is one that offers huge diversity providing cover across industry and many eventualities.
Our miscellaneous E&O cover includes, but is not limited to:
- Real estate agents
- Management consultants
- Financial management consultants
- Property managers
- Employment agencies
- Title agents/abstractors
- Collection agents
- Third party administrators
- Claims adjusters
- Bookkeeping and/or tax preparation service
- Marketing consultants
- Environmental consultants
- Business brokers
- Franchisers
- Analytical testing laboratories
- Freight forwarder/Custom house brokers
- Risk management consultants
- Trustee services
- Printers
- Business managers
- Advertisers
- Actuaries
- Associations
- Translators
- Auctioneers
- Viatical/life settlement brokers
- Referral services
- Notaries
- Employee benefit plan consultants
- Talent agencies
- Telephone answering services
- Photographers
- Premium finance services
- Court reporters
Cover
Key areas of cover:
- Duty to defend policy
- Third party discrimination
- Choice of defense counsel (with approval)
- Personal injury coverage
- Independent contractors
- Punitive damages coverage up to $250,000
- Joint ventures
- Final adjudication wording
- Spousal liability coverage
- Bi-lateral tail option
- Buybacks for:
- Punitive damages limits
- Defense outside limits
- First dollar defense
- Contingent bodily injury/property damage
We take care to word our policies to deliver the protection you need without impinging on your lifestyle. By avoiding bad risks, we deliver excellent value and service to the good.
Contact
Judy Biancardi
U.S. Misc. E&O Managing Director
Email: judy.biancardi@hiscox.com
Tel: 914-273-7408
Fax: 914-273-4716
John Soular
Assistant Vice President
Email: john.soular@hiscox.com
Tel: 646-452-2357
Vince Josaphs
Senior Underwriter
Email: vince.josaphs@hiscox.com
Tel: 646-452-2370
Documents
Hiscox Inc. ("Hiscox") is a licensed insurance intermediary for admitted and surplus line business across the US. Hiscox underwrites on behalf of, and places business with, select US admitted carriers and syndicates at Lloyd's of London (www.lloyds.com).
The ability of syndicates at Lloyd's of London to do business in the USA and US territories is restricted because they are not US-based insurers. This communication provides general information on Hiscox's products and services only and is not intended to be, and does not constitute, a solicitation of business by syndicates at Lloyd's of London from or in respect of the USA and US territories.
Enquiries as to insurance or other products or other services from US residents should be directed to an insurance agent or broker licensed to conduct business in the relevant US state, and anybody requiring further about an insurer's ability to do business in the USA and US territories should contact an appropriate insurance intermediary for advice.
|
