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Hiscox Inc. ("Hiscox") is a licensed insurance intermediary for admitted and surplus line business across the US. Hiscox underwrites on behalf of, and places business with, select US admitted carriers and syndicates at Lloyd's of London (www.lloyds.com).

The ability of syndicates at Lloyd's of London to do business in the USA and US territories is restricted because they are not US-based insurers. This communication provides general information on Hiscox's products and services only and is not intended to be, and does not constitute, a solicitation of business by syndicates at Lloyd's of London from or in respect of the USA and US territories.

Enquiries as to insurance or other products or other services from US residents should be directed to an insurance agent or broker licensed to conduct business in the relevant US state, and anybody requiring further about an insurer's ability to do business in the USA and US territories should contact an appropriate insurance intermediary for advice.