Hiscox USA is a leading underwriter of commercial insurance in the USA . The classes of business written by Hiscox USA include the following:

Terrorism Insurance

Inland Marine Insurance

Construction Property Insurance

Hiscox writes a mix of commercial and personal insurance products for USA clients via Syndicate 33 at Lloyd's of London. Below is a list of some of our specialty areas. Please contact your insurance agent or broker for more information.

Property
We cover large multinationals from energy companies to IT contractors for all their property risks including theft, fire, terrorism and specie.

Marine
We cover maritime risks from marine cargo, hull and liability, to upsteam energy and maritime war.

Non-marine
Our speciality lines cover large complex risks for financial institutions and corporations. These include political risk, kidnap and ransom, technology, transactional and liability insurance for financial institutions.

Contingency
Not only do we provide corporate protection for event cancellations but also contingency cover for film and media, non-appearance, confidential life and litigation delay.

Aerospace
We provide insurance for the aerospace industry covering the entire life of a satellite, from its construction, storage and transportation right through to its launch and life in space.

Hacker
We have pioneered cover for organizations against hackers. These covers include damage to systems, loss of data, breach of privacy, identity fraud and business interruption among others.

Reinsurance
We are a leading global provider of marine and non-marine reinsurance and retrocession products, and specialists in per risk and catastrophe excess of loss, as well as pro rata business.

Hiscox Inc. ("Hiscox") is a licensed insurance intermediary for admitted and surplus line business across the US. Hiscox underwrites on behalf of, and places business with, select US admitted carriers and syndicates at Lloyd's of London (www.lloyds.com).

The ability of syndicates at Lloyd's of London to do business in the USA and US territories is restricted because they are not US-based insurers. This communication provides general information on Hiscox's products and services only and is not intended to be, and does not constitute, a solicitation of business by syndicates at Lloyd's of London from or in respect of the USA and US territories.

Enquiries as to insurance or other products or other services from US residents should be directed to an insurance agent or broker licensed to conduct business in the relevant US state, and anybody requiring further about an insurer's ability to do business in the USA and US territories should contact an appropriate insurance intermediary for advice.