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Workers' compensation insurance covers businesses for their statutory and legal obligations for employee expenses that are a result of on-the-job injuries and/or illnesses.
Even if you are self employed, you should consider having some form of workers’ comp insurance.
It is important to note that every state but Texas legally requires businesses to have workers' compensation insurance coverage, even if they only have one employee. However, even in Texas an estimated 70% of all businesses have workers' compensation insurance in place, as they are still liable for the costs associated with on-the-job illness and injury.
To help you obtain workers compensation coverage, Hiscox has joined forces with BOLT Insurance Agency, who has relationships with several highly-rated companies that offer this line of insurance.
BOLT has two convenient ways to obtain a workers compensation quote:
This information is provided to assist you in understanding the coverage offered and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverage is subject to underwriting and may not be available in all states. Minimum premiums vary by state and business classification.
Business Owners Liability Team, LLC, d/b/a BOLT Insurance Agency (BOLT), is a licensed insurance producer and is responsible for the content provided herein with respect to BOLT business, quotes and coverage. BOLT is not an affiliate of Hiscox. BOLT is located at 10 Waterside Drive, Suite 202, Farmington, CT 06032. All questions related to BOLT business, quotes and coverage should be directed to BOLT.
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