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Why Choose Hiscox Small Business Insurance?

As small business insurance specialists, Hiscox offers professional liability, general liability, and business owner insurance that is customized to the specific risks your business faces.

 

Small business insurance specialists:

Hiscox offers professional services businesses a new way to buy small business insurance either online or over the phone from a licensed advisor in minutes. We specialize in protecting IT/technology, marketing, consulting and many other professional service businesses, tailoring coverage to the specific risks in each industry.

Customized insurance for small businesses:

We don’t offer a one-size-fits-all insurance plan. We tailor our small business insurance coverage to your needs, allowing you to change your coverage as your business changes.

Compare us to the competition:

Hiscox is the first to offer small business insurance coverage specifically for professional services businesses, with 10 employees or less, direct and online in real-time. Get customized coverage at competitive rates when you buy Hiscox insurance.

Great value when you buy direct:

By simplifying the process and providing you with the ability to buy directly from Hiscox, we offer great value coverage for your small business. Buy online or call one of our licensed advisors to get a customized small business insurance quote. You’ll only pay for what you need. No more, no less.

Financially strong:

  • Hiscox Insurance Company Inc. is rated ‘A’ (Excellent) by A.M. Best
  • The Hiscox Group is a global insurer with over 100 years' experience in insuring businesses.
  • All our insurance products have been fully approved, where required, by state regulators.


Money back guarantee:

We give you 14 days to review your policy, and if you’re not satisfied for any reason, and have not had a claim or loss, you can request a full refund.

A better way to buy small business insurance:

To deliver coverage faster and simpler, we only ask questions that relate to your business and industry. Once you buy a policy, we’ll also email all your documents to you immediately. It’s not just a new way of buying business insurance, it’s a better way.


GET THE RIGHT INSURANCE, RIGHT NOW

Real-time quotes. Buy online. Immediate coverage.

  1. Step 1 - basic details

    1. Pick the option that best describes your primary business activity.
      Not sure?

      The occupation categories listed are intended to be broad. Please select the category that best represents your business. In the quote process we will ask additional questions to ensure we understand your specific business and customize coverage to your needs.

      As we specialize in insuring professional services businesses with less than 10 employees many of our customers fall into the following groups.

      Technology services or IT Consulting:
      This includes website design; web site hosting; software programming; systems development; application development; network design, implementation, and maintenance; IT project management; hardware support; technology training; and application service providers.

      Business or management consulting:
      This includes advising on business operations, strategy, organizational structure, human resources, marketing and sales, professional trainers, systems or project management.

      Marketing/media consulting:
      This includes developing, designing, researching and advising on marketing plans; developing marketing campaigns; advising on product development and testing; media planning; creative development; and project management.

      We also specialize in other similar professional service businesses like claims adjusting, photography, graphic designers, personal assistants and training. If you feel your profession does not fit in any category listed please select "Other professional service" and provide a description.

      Please note that we have no products available for businesses like tradesmen, restaurants, retail shops, building contractors and the like.

  2. Step 2 - your choices

Hiscox information relates to Hiscox's small business insurance products available online or through its call center. Underwritten by Hiscox Insurance Company Inc., a Chicago, IL domiciled insurer (HICI), as administered by Hiscox Inc., a licensed producer in all states and DC that does business in CA as Hiscox Insurance Agency. 14-day guarantee is subject to policy terms and conditions.

The A.M. Best rating is for Hiscox Insurance Company Inc. (HICI), a Chicago, IL domiciled insurer, as of December 13, 2012. As of December 31, 2012, HICI had admitted assets of $97,085,393 and policyholders surplus of $52,281,718. Total liabilities were $44,803,675 (inclusive of $11,224,176 in reserves) and paid up capital stock was $4,200,000. Underwritten by Hiscox Insurance Company Inc., 233 North Michigan Avenue, Suite 1840, Chicago, IL 60601 as administered by Hiscox Inc., a Delaware insurance producer that is licensed in all states and DC. In California, Hiscox Inc. does business as Hiscox Insurance Agency. Coverage is subject to underwriting, terms, conditions, and limits of the policy, and is not available in all states.

This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply any claim is covered. Coverage is subject to underwriting and may not be available in all states.

Contact Hiscox - the small business insurance specialists, and speak to one of our licensed advisors today!

866-283-7545

8am - 10pm (Mon - Fri) EST

Customer Reviews

Why choose Hiscox? We provide customized small business insurance at competitive rates when you buy direct.Hiscox Customer ratings

Rated 4.9/5 for overall
customer service.

7,574 reviews

About Hiscox small business insurance

  • Small business specialists - focus on insuring professional businesses with less than 10 employees.
  • Customized coverage - we help customize coverage to your specific needs. No more, no less.
  • Great value - buy direct from Hiscox and enjoy excellent service and real value for money.
  • Money back guarantee - be confident in your purchase with our 14 day guarantee.
  • Financial strength - Hiscox Insurance Company Inc. is 'A' rated (Excellent) by A.M. Best.