Why Choose Hiscox Small Business Insurance?

Small business insurance specialists:
At Hiscox, we’re Reinventing Small Business Insurance™ by offering a new way for professional services businesses, with 10 employees or less, to buy the insurance they need direct and online. We specialize in protecting businesses that offer IT/technology, marketing, business consulting and many other professional services.
Customized insurance for small businesses:
We don’t offer a one-size-fits-all insurance plan. We tailor our small business insurance coverage to your needs, allowing you to change your coverage as your business changes.
Compare us to the competition:

Great value when you buy direct:
By simplifying the process and providing you with the ability to buy directly from Hiscox, we offer great value coverage for your small business. Buy online or call one of our licensed advisors to get a customized small business insurance quote. You’ll only pay for what you need. No more, no less.
Financially strong:
- Hiscox Insurance Company Inc. is rated ‘A’ (Excellent) by A.M. Best
- The Hiscox Group is a global insurer with over 100 years' experience in insuring businesses.
- All our insurance products have been fully approved, where required, by state regulators.
Money back guarantee:
We give you 14 days to review your policy, and if you’re not satisfied for any reason, and have not had a claim or loss, you can request a full refund.
A better way to buy small business insurance:
To deliver coverage faster and simpler, we only ask questions that relate to your business and industry. Once you buy a policy, we’ll also email all your documents to you immediately. It’s not just a new way of buying business insurance, it’s a better way.
Reinventing small business insurance
Real-time quotes. Buy online. Immediate coverage.
Hiscox information relates to Hiscox's small business insurance products available online or through its call center. Underwritten by Hiscox Insurance Company Inc., a Chicago, IL domiciled insurer (HICI), as administered by Hiscox Inc., a licensed producer in all states and DC that does business in CA as Hiscox Insurance Agency. 14-day guarantee is subject to policy terms and conditions.
The A.M. Best rating is for HICI which, as of December 31, 2010, had admitted assets of $67,630,365 and policyholders surplus of $55,085,042. Total liabilities were $12,545,323 (inclusive of $1,968,156 in reserves) and paid up capital stock was $4,200,000. Rating information for other insurers is based on group or individual company ratings displayed on the A.M. Best website on 10/21/10.
This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply any claim is covered. Coverage is subject to underwriting and may not be available in all states.
About Hiscox small business insurance
- Small business specialists - focus on insuring professional businesses with less than 10 employees.
- Customized coverage - we help customize coverage to your specific needs. No more, no less.
- Great value - buy direct from Hiscox and enjoy excellent service and real value for money.
- Money back guarantee - be confident in your purchase with our 14 day guarantee.
- Financial strength - Hiscox Insurance Company Inc. is 'A' rated (Excellent) by A.M. Best.