Professional Liability Insurance

What is professional liability insurance?

Professional liability insurance, also called errors and omissions insurance (E & O insurance), protects your business if you are sued for negligence, even if you haven’t made a mistake.

You should seriously consider professional liability insurance if your business:

• provides a professional service.
• regularly gives advice to clients.
• is requested by a client to have professional liability insurance to complete a contract.

You can feel secure with Hiscox insurance. We specialize in professional liability insurance coverage for professional services businesses with 10 employees or less.

Why choose Hiscox?

We have made it easier for you to get the professional liability insurance your business needs based on the specific risks you face. Key benefits include:

• Buy direct: We’re the first U.S. insurer to offer professional liability insurance coverage (errors and omissions insurance) that can be bought direct and online in real time.
• Customized coverage: We customize coverage to your specific profession to ensure you get the right coverage for the specific risks you face.
• Competitive rates: Our professional liability insurance rates start from $22.50 per month in most states.
• Flexible coverage: Our coverage limits and deductible options allow you to choose the right coverage and price for your business.
• Flexible payment options: We offer you the option of making monthly payments (with no fees) to help you manage your cash flow.
• Money back guarantee: You have 14 days to review your policy, and if you have not had a claim or loss, you may request a full refund if you are not satisfied with your purchase.
  
  

Professional liability insurance coverage benefits:

• Work done by temporary staff: Our professional liability insurance covers work done by your employees, temporary staff and subcontractors.
• Past work covered: Unlike some insurers, we cover unknown claims arising from work completed before you were even insured with us, back to an agreed date.
• Worldwide coverage: We protect you for work done by your business anywhere in the world, as long as the covered claim is filed in the United States, a U.S. territory or Canada.
• Claims responsiveness: When a covered claim is reported, we will immediately defend you even if the claim has no basis and, if necessary, appoint an attorney.