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IT Insurance 

Hiscox specializes in IT insurance for your technology service businesses.

 

Insurance for technology professionals

Hiscox specializes in IT insurance for technology businesses including self-employed individuals and IT consultants working from home. We understand the unique risks you face, that's why we offer technology insurance that is customized to your specific needs.


Example technology professions we insure

We cover a range of IT professionals including (but not limited to): 

 

  • IT consultants
  • Application service providers
  • Database administrators/designer
  • Computer consultants
  • Computer programmers
  • Hardware installation experts
  • Integration Specialists
  • IT project managers
  • Online security specialists
  • Software developers
  • System designers
  • Website developers


Coverage for your client contract

Are you about to sign a new client but the contract requires you to have specific insurance coverage? Our general & professional liability coverages satisfy most standard contract insurance requirements.

Customized technology insurance

Professional liability insurance

Professional liability insurance (errors and omissions insurance) protects your business if there’s ever a discrepancy between the services you provide and your client’s expectations. Understanding the specific risks you face as an IT business, we can customize this insurance by adding $200,000 of software copyright infringement coverage to most of our IT insurance policies.

Visit our professional liability insurance pages to learn more.

General liability insurance

All technology service providers should seriously consider general liability coverage. It protects you from third-party claims arising from bodily injury (slips and falls), personal injury ( libel or slander), and damage to someone else’s property.

 

Visit our general liability insurance pages to learn more.

Business owner insurance

Also known as a business owner's policy or BOP insurance, this combines general liability coverage with protection for your business equipment, such as computers, printers, copiers and office furniture.

Visit our business owner insurance pages to learn more.
 

Workers’ compensation insurance

For your convenience, Hiscox has joined forces with EMPLOYERS®, America’s small business insurance specialist®, to offer outstanding workers’ compensation insurance.

 

Visit our workers’ compensation insurance pages to learn more.

GET THE RIGHT INSURANCE, RIGHT NOW

Real-time quotes. Buy online. Immediate coverage.

  1. Step 1 - basic details

    1. Pick the option that best describes your primary business activity.
      Not sure?

      The occupation categories listed are intended to be broad. Please select the category that best represents your business. In the quote process we will ask additional questions to ensure we understand your specific business and customize coverage to your needs.

      As we specialize in insuring professional services businesses with less than 10 employees many of our customers fall into the following groups.

      Technology services or IT Consulting:
      This includes website design; web site hosting; software programming; systems development; application development; network design, implementation, and maintenance; IT project management; hardware support; technology training; and application service providers.

      Business or management consulting:
      This includes advising on business operations, strategy, organizational structure, human resources, marketing and sales, professional trainers, systems or project management.

      Marketing/media consulting:
      This includes developing, designing, researching and advising on marketing plans; developing marketing campaigns; advising on product development and testing; media planning; creative development; and project management.

      We also specialize in other similar professional service businesses like claims adjusting, photography, graphic designers, personal assistants and training. If you feel your profession does not fit in any category listed please select "Other professional service" and provide a description.

      Please note that we have no products available for businesses like tradesmen, restaurants, retail shops, building contractors and the like.

  2. Step 2 - your choices

This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.

Contact Hiscox - the small business insurance specialists, and speak to one of our licensed advisors today!

866-283-7545

8am - 10pm (Mon - Fri) EST

Customer Reviews

Why choose Hiscox? We provide customized small business insurance at competitive rates when you buy direct.Hiscox Customer ratings

Rated 4.9/5 for overall
customer service.

7,574 reviews

About Hiscox small business insurance

  • Small business specialists - focus on insuring professional businesses with less than 10 employees.
  • Customized coverage - we help customize coverage to your specific needs. No more, no less.
  • Great value - buy direct from Hiscox and enjoy excellent service and real value for money.
  • Money back guarantee - be confident in your purchase with our 14 day guarantee.
  • Financial strength - Hiscox Insurance Company Inc. is 'A' rated (Excellent) by A.M. Best.