Insurance for technology professionals
Hiscox specializes in IT insurance for technology businesses including self-employed individuals and IT consultants working from home. We understand the unique risks you face, that's why we offer technology insurance that is customized to your specific needs.
Example technology professions we insure
We cover a range of IT professionals including (but not limited to):
Coverage for your client contract
Are you about to sign a new client but the contract requires you to have specific insurance coverage? Our general & professional liability coverages satisfy most standard contract insurance requirements.
Customized technology insurance
Professional liability insurance
Professional liability insurance (errors and omissions insurance) protects your business if there’s ever a discrepancy between the services you provide and your client’s expectations. Understanding the specific risks you face as an IT business, we can customize this insurance by adding $200,000 of software copyright infringement coverage to most of our IT insurance policies.
Visit our professional liability insurance pages to learn more.
General liability insurance
All technology service providers should seriously consider general liability coverage. It protects you from third-party claims arising from bodily injury (slips and falls), personal injury ( libel or slander), and damage to someone else’s property.
Visit our general liability insurance pages to learn more.
Business owner insurance
Also known as a business owner's policy or BOP insurance, this combines general liability coverage with protection for your business equipment, such as computers, printers, copiers and office furniture.
Visit our business owner insurance pages to learn more.
Workers’ compensation insurance
For your convenience, Hiscox has joined forces with EMPLOYERS®, America’s small business insurance specialist®, to offer outstanding workers’ compensation insurance.
Visit our workers’ compensation insurance pages to learn more.
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This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.
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Rated 4.9/5 for overall
About Hiscox small business insurance
- Small business specialists - focus on insuring professional businesses with less than 10 employees.
- Customized coverage - we help customize coverage to your specific needs. No more, no less.
- Great value - buy direct from Hiscox and enjoy excellent service and real value for money.
- Money back guarantee - be confident in your purchase with our 14 day guarantee.
- Financial strength - Hiscox Insurance Company Inc. is 'A' rated (Excellent) by A.M. Best.