General Liability Insurance Quotes

Small business insurance quotes for professional liability, errors and omissions, general liability, business owner insurance and more from Hiscox.

 

Hiscox general liability insurance rates

A Hiscox general liability insurance online quote offers great value at competitive rates. You can also contact one of our licensed advisors for personalized service, and get coverage specifically tailored for professional services businesses like yours. 

Below are two sample businesses with an indication of the cost of general liability insurance. 

 

General liability insurance quote examples

  

   IT/Technology consultant

 

   Business consultant

     
State    San Francisco, CA    Dallas, TX
Annual payroll    $100,000    $200,000
Per occurrence limit    $500,000    $1,000,000
Aggregate limit    $2,000,000    $2,000,000
No deductible    $0    $0
     
Monthly cost    $29.17/mo.    $29.17/mo.
Annual cost    $350.00    $350.00

 

Quotes will vary by business depending on the state, size of the business, and the limits/deductibles selected.

Saving money on your general liability

We want to save you money wherever we can. Below you’ll find a few more ways you can reduce your insurance costs.

  • Good risk management is rewarded - If you employ good risk management procedures we'll reward you with lower rates.
  • Switcher rate reductions - If you currently have small business general liability insurance with another company we offer up to a 15% discount when you replace it with a Hiscox policy.
  • Home based businesses - If you run your business from home, we also offer further discounts of up to 10%.
  • Multiple product rate reduction - Buy more than one product from Hiscox, and we will offer up to an additional 5% rate reduction.

Reinventing small business insurance

Real-time quotes. Buy online. Immediate coverage.

  1. Step 1 - basic details

    1. Pick the option that best describes your primary business activity.
      Not sure?

      The occupation categories listed are intended to be broad. Please select the category that best represents your business. In the quote process we will ask additional questions to ensure we understand your specific business and customize coverage to your needs.

      As we specialize in insuring professional services businesses with less than 10 employees many of our customers fall into the following groups.

      Technology services or IT Consulting:
      This includes website design; web site hosting; software programming; systems development; application development; network design, implementation, and maintenance; IT project management; hardware support; technology training; and application service providers.

      Business or management consulting:
      This includes advising on business operations, strategy, organizational structure, human resources, marketing and sales, professional trainers, systems or project management.

      Marketing/media consulting:
      This includes developing, designing, researching and advising on marketing plans; developing marketing campaigns; advising on product development and testing; media planning; creative development; and project management.

      We also specialize in other similar professional service businesses like claims adjusting, photography, graphic designers, personal assistants and training. If you feel your profession does not fit in any category listed please select "Other professional service" and provide a description.

      Please note that we have no products available for businesses like tradesmen, restaurants, retail shops, building contractors and the like.

  2. Step 2 - your choices

This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.

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About Hiscox small business insurance

  • Small business specialists - focus on insuring professional businesses with less than 10 employees.
  • Customized coverage - we help customize coverage to your specific needs. No more, no less.
  • Great value - buy direct from Hiscox and enjoy excellent service and real value for money.
  • Money back guarantee - be confident in your purchase with our 14 day guarantee.
  • Financial strength - Hiscox Insurance Company Inc. is 'A' rated (Excellent) by A.M. Best.