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Florida Business Insurance

Florida small business insurance

For a small business in Florida, or anywhere else in the world to succeed today, it has to be nimble and adjust to the changing times. We think the way you buy small business insurance should be held to the same standards. That is why we are the first US insurer to offer small business insurance direct and online.

Why Choose Hiscox?

We have made it easier for you to get small business insurance customized to the specific risks you face. Key benefits include:



To learn more about the benefits of choosing Hiscox, visit our Why Choose Hiscox Insurance page.

Small business insurance policies available in Florida

We don’t offer one-size-fits-all insurance policies. We tailor our small business insurance coverage to your needs. Hiscox small business insurance products offered in Florida include:


Professional services businesses we insure in Florida

Not sure what type of Florida business insurance is right for you?


Give one of our licensed advisors a call at 866-283-7545 and we will help you find the right insurance for your business.

Our insurance products have been approved as required by the Florida Office of Insurance Regulation and are underwritten by Hiscox Insurance Company Inc., a Chicago, Illinois, insurance company. Our workers’ compensation policy is offered through a licensed member of the EMPLOYERS® Insurance Group.

GET THE RIGHT INSURANCE, RIGHT NOW

Real-time quotes. Buy online. Immediate coverage.

  1. Step 1 - basic details

    1. Pick the option that best describes your primary business activity.
      Not sure?

      The occupation categories listed are intended to be broad. Please select the category that best represents your business. In the quote process we will ask additional questions to ensure we understand your specific business and customize coverage to your needs.

      As we specialize in insuring professional services businesses with less than 10 employees many of our customers fall into the following groups.

      Technology services or IT Consulting:
      This includes website design; web site hosting; software programming; systems development; application development; network design, implementation, and maintenance; IT project management; hardware support; technology training; and application service providers.

      Business or management consulting:
      This includes advising on business operations, strategy, organizational structure, human resources, marketing and sales, professional trainers, systems or project management.

      Marketing/media consulting:
      This includes developing, designing, researching and advising on marketing plans; developing marketing campaigns; advising on product development and testing; media planning; creative development; and project management.

      We also specialize in other similar professional service businesses like claims adjusting, photography, graphic designers, personal assistants and training. If you feel your profession does not fit in any category listed please select "Other professional service" and provide a description.

      Please note that we have no products available for businesses like tradesmen, restaurants, retail shops, building contractors and the like.

  2. Step 2 - your choices

This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverage is subject to underwriting and may not be available in all states. 

Administered by Hiscox Inc., a Delaware corporation that is a licensed insurance producer in all states and Washington, D.C. 520 Madison Avenue, 32nd Floor, New York, NY 10022.

EMPLOYERS® and America's small business insurance specialist® are registered trademarks of Employers Insurance Company of Nevada. Workers’ compensation insurance and services In Florida are offered through Employers Compensation Insurance Company, Employers Preferred Insurance Company and Employers Assurance Company. Not all insurers do business in all jurisdictions.

Contact Hiscox - the small business insurance specialists, and speak to one of our licensed advisors today!

866-283-7545

8am - 10pm (Mon - Fri) EST

Customer Reviews

Why choose Hiscox? We provide customized small business insurance at competitive rates when you buy direct.Hiscox Customer ratings

Rated 4.9/5 for overall
customer service.

7,574 reviews

About Hiscox small business insurance

  • Small business specialists - focus on insuring professional businesses with less than 10 employees.
  • Customized coverage - we help customize coverage to your specific needs. No more, no less.
  • Great value - buy direct from Hiscox and enjoy excellent service and real value for money.
  • Money back guarantee - be confident in your purchase with our 14 day guarantee.
  • Financial strength - Hiscox Insurance Company Inc. is 'A' rated (Excellent) by A.M. Best.
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