Errors and Omissions Insurance Quotes

Small business insurance quotes for professional liability, errors and omissions, general liability, business owner insurance and more from Hiscox.

 

Why choose Hiscox?


Hiscox offers you competitive errors and omissions insurance quotes because we offer our small business insurance direct and online in real time and customize our policies to the specific risks you face.

  • Customized coverage: We tailor our errors and omissions insurance to the specific risks you face.
  • Buy direct: E & O insurance direct and online in real time.
  • Financial strength: Hiscox Insurance Company Inc. is 'A' rated (Excellent) by A.M. Best.
  • Money back guarantee: You have 14 days to review your policy, and if you have not had a claim or loss, you may request a full refund if you are not satisfied with your purchase.

 

Learn more about errors and omissions insurance and how it can protect your professional services business.

 

Saving money on your errors and omissions premium

Below are additional ways you can reduce your insurance costs with Hiscox:

  • Deductibles – By choosing a higher deductible, you choose to take on more of the risk. We reward this by offering lower premiums.
  • Good risk management rewards – If you employ good risk management procedures we'll reward you with lower rates.
  • Switcher rate reductions – If you currently have errors and omissions insurance with another company, we offer up to a 15% rate reduction when you switch to a Hiscox policy.
  • Multiple product rate reductions – We will offer up to an additional 5% rate reduction when you purchase more than one product from Hiscox.

Quote examples

     IT/Technology consultant    Business consultant
     
State    San Francisco, CA    Dallas, TX
Annual revenue    $150,000    $350,000
Limit    $500,000    $1,000,000
Deductible    $5,000    $5,000
     
Monthly cost    $36.75/mo.    $65/mo.
Annual cost    $441.00    $779.00

 

Quotes will vary depending on the state, the size of the business and the limits/deductibles you choose.

Reinventing small business insurance

Real-time quotes. Buy online. Immediate coverage.

  1. Step 1 - basic details

    1. Pick the option that best describes your primary business activity.
      Not sure?

      The occupation categories listed are intended to be broad. Please select the category that best represents your business. In the quote process we will ask additional questions to ensure we understand your specific business and customize coverage to your needs.

      As we specialize in insuring professional services businesses with less than 10 employees many of our customers fall into the following groups.

      Technology services or IT Consulting:
      This includes website design; web site hosting; software programming; systems development; application development; network design, implementation, and maintenance; IT project management; hardware support; technology training; and application service providers.

      Business or management consulting:
      This includes advising on business operations, strategy, organizational structure, human resources, marketing and sales, professional trainers, systems or project management.

      Marketing/media consulting:
      This includes developing, designing, researching and advising on marketing plans; developing marketing campaigns; advising on product development and testing; media planning; creative development; and project management.

      We also specialize in other similar professional service businesses like claims adjusting, photography, graphic designers, personal assistants and training. If you feel your profession does not fit in any category listed please select "Other professional service" and provide a description.

      Please note that we have no products available for businesses like tradesmen, restaurants, retail shops, building contractors and the like.

  2. Step 2 - your choices

This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.

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About Hiscox small business insurance

  • Small business specialists - focus on insuring professional businesses with less than 10 employees.
  • Customized coverage - we help customize coverage to your specific needs. No more, no less.
  • Great value - buy direct from Hiscox and enjoy excellent service and real value for money.
  • Money back guarantee - be confident in your purchase with our 14 day guarantee.
  • Financial strength - Hiscox Insurance Company Inc. is 'A' rated (Excellent) by A.M. Best.