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For small business owners

Hiscox insurance products

Professional Liability
Errors and Omissions
General Liability
Business Owners Policy
Workers' Compensation

Insurance for Entrepreneurs

As specialists in small business insurance we customize policies for entrepreneurs with professional services businesses.



As an entrepreneur, you embrace innovation as well as the risk that comes along with starting a new business. At Hiscox, we have embraced the entrepreneurial spirit by reinventing the way you buy small business insurance.

We specialize in insuring entrepreneurs and start ups, tailoring coverage for a wide range of professional services businesses including (but not limited to) the IT/Technology, marketing and business consulting fields. This specialization provides you with the security and confidence of knowing that you have the right coverage for your specific business.

Why choose Hiscox?

  • Tailored coverage: We specialize in businesses like yours and tailor coverage to the risks in your field.
  • Passion for service: Knowledgeable agents provide exceptional service – 96% of people surveyed recommend us.
  • Coverage for contracts: Our professional & general liability coverages satisfy most standard contract insurance requirements.
  • Fast and simple: Online quotes or speak to a licensed agent – immediate coverage.
  • Confidence: Hiscox Insurance Company Inc. is ‘A’ rated (Excellent) by A.M. Best.

 

Learn more about why you should choose Hiscox insurance.



Customized insurance for start up businesses

 

Professional liability insurance


All entrepreneurs should seriously consider professional liability insurance (errors and omissions insurance), since any mistakes or perceived errors made in the service you provide can cause claims to be brought against your business.

Learn more about professional liability insurance.

General liability insurance


Third party claims arising from bodily injury (e.g., slips and falls), personal injury (e.g., libel and slander) and damage to someone else’s property can create huge costs for your business, which is why you need general liability coverage.

Learn more about general liability insurance.

Business owner insurance


Also known as a business owner's policy or BOP insurance, this combines general liability coverage with protection for your business equipment, such as computers, printers, copiers and office furniture. 

Learn more about business owner insurance.

Workers’ compensation insurance


Hiscox has joined forces with EMPLOYERS®, America’s small business insurance specialist®, to offer outstanding workers’ compensation insurance.

Learn more about workers’ compensation insurance.

GET THE RIGHT INSURANCE, RIGHT NOW

Real-time quotes. Buy online. Immediate coverage.

  1. Step 1 - basic details

    2. Pick the option that best describes your primary business activity.
      Not sure?

      The occupation categories listed are intended to be broad. Please select the category that best represents your business. In the quote process we will ask additional questions to ensure we understand your specific business and customize coverage to your needs.

      As we specialize in insuring professional services businesses with less than 10 employees many of our customers fall into the following groups.

      Technology services or IT Consulting:
      This includes website design; web site hosting; software programming; systems development; application development; network design, implementation, and maintenance; IT project management; hardware support; technology training; and application service providers.

      Business or management consulting:
      This includes advising on business operations, strategy, organizational structure, human resources, marketing and sales, professional trainers, systems or project management.

      Marketing/media consulting:
      This includes developing, designing, researching and advising on marketing plans; developing marketing campaigns; advising on product development and testing; media planning; creative development; and project management.

      We also specialize in other similar professional service businesses like claims adjusting, photography, graphic designers, personal assistants and training. If you feel your profession does not fit in any category listed please select "Other professional service" and provide a description.

      Please note that we have no products available for businesses like tradesmen, restaurants, retail shops, building contractors and the like.

  2. Step 2 - your choices

This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.

Contact Hiscox - the small business insurance specialists, and speak to one of our licensed advisors today!

866-283-7545

8am - 10pm (Mon - Fri) EST

Quote and Buy online with Hiscox now.

Customer Reviews

Why choose Hiscox? We provide customized small business insurance at competitive rates when you buy direct.Hiscox Customer ratings

Rated 4.9/5 for overall
customer service.

7,574 reviews


ABOUT SSL CERTIFICATES

About Hiscox small business insurance

  • Small business specialists - focus on insuring professional businesses with less than 10 employees.
  • Customized coverage - we help customize coverage to your specific needs. No more, no less.
  • Great value - buy direct from Hiscox and enjoy excellent service and real value for money.
  • Money back guarantee - be confident in your purchase with our 14 day guarantee.
  • Financial strength - Hiscox Insurance Company Inc. is 'A' rated (Excellent) by A.M. Best.

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Underwritten by Hiscox Insurance Company Inc.