Small Business Owners Insurance Quotes
We offer competitive small business insurance rates since we’re the first U.S. insurer to offer business owners insurance direct and online in real time.
Below are two sample business owner insurance quotes.
Business owner insurance quote examples
Technology consultant | Business consultant | |||
|---|---|---|---|---|
| State | San Francisco, CA | Boston, MA | ||
| Business equipment insured | $35,000 | $10,00 | ||
| Property deductible | $500 | $1,000 | ||
| General Liability Insurance per occurrence limit | $1,000,000 | $1,000,000 | ||
| General Liability Insurance aggregate limit | $2,000,000 | $2,000,000 | ||
| Monthly cost | $41.67/mo. | $63.5/mo. | ||
| Annual cost | $500.00 | $762.00 |
Quotes will vary by business, depending on your location, the size of your business and the limits and deductibles you select.
Saving money on your business owners policy
Hiscox offers competitive premiums as well as customized coverage. The following are additional ways you can reduce your insurance costs:
- Deductibles – By choosing a higher deductible, you take on more of the risk. We reward this by offering you lower premiums.
- Good risk management is rewarded – If you employ good risk management practices we'll reward you with lower rates.
- Switcher rate reductions – If you currently have a business owner’s policy with another company, we offer up to a 15% rate reduction on our product when you choose Hiscox.
- Home-based businesses – If you run your business from home, we offer rate reductions of up to 10%.
- Multiple product rate reduction – If you buy more than one product from Hiscox, we offer up to an additional 5% rate reduction.
Reinventing small business insurance
Real-time quotes. Buy online. Immediate coverage.
This information is provided to assist you in understanding the coverage we offer and does not modify the terms and conditions of any insurance policy, nor does it imply that any claim is covered. Coverages are subject to underwriting and may not be available in all states.
About Hiscox small business insurance
- Small business specialists - focus on insuring professional businesses with less than 10 employees.
- Customized coverage - we help customize coverage to your specific needs. No more, no less.
- Great value - buy direct from Hiscox and enjoy excellent service and real value for money.
- Money back guarantee - be confident in your purchase with our 14 day guarantee.
- Financial strength - Hiscox Insurance Company Inc. is 'A' rated (Excellent) by A.M. Best.