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Learn more about the benefits of having and using ACORD certificates as a small business owner. As a small business your clients may ask you to provide an ACORD certificate of insurance, or COI. Clients want to see your ACORD certificate to be certain you are insured with the type and amount of small business [...]
General liability insurance may seem like just another expense. It’s not. Of the many types of small business insurance available general liability insurance is the most important. Forbes magazine ranks it as number one insurance need for businesses, saying “Every business, even if home-based, needs to have liability insurance.” Their article also gives a nice [...]
Learn more about Hiscox Small Business Insurance. In March, Hiscox USA received a Celent Model Insurer Award in the category of Channel Distribution. The award recognizes innovation in the insurance space. We were honored to receive the distinction for offering online quotes in real time to agents and customers, alongside our partners, BOLT Insurance. In [...]
Whether you’re an architect who creates the vision or the engineer who ensures the safety and stability in making that vision a reality, Hiscox specializes in protecting you. For small business owners who are architects, engineers or design professionals, finding an insurance product that caters to your specific needs just got easier. Today, we expanded [...]
Whether your clients require you to have Professional Liability Insurance or not, this coverage can come in handy for projects that run into problems. Starting a small business is inherently risky. Having professional liability insurance reduces the risks you face in delivering services, letting you focus on business development and delighting customers. What is professional [...]
This entry is part 17 of 17 in the series Hiscox Authors Series for EntrepreneursPoker players use many unofficial rules of conduct to give them an edge in the game. These same principles can be applied in your small business, giving you an advantage over your competition. Entrepreneurship and poker. The two seemingly have little [...]
Small businesses trying to trademark their names are being dragged into disputes that, if they lose, could sink their firms. Small businesses beware – big organizations are going to increasingly extreme lengths to protect their brands. And they may come after you. Small businesses trying to trademark their names are now attracting the attentions of [...]
Are you prepared with a business owner insurance policy? Read why having one may be essential. Every photographer knows you need to have the right equipment for every situation: you wouldn’t use a wide-angle lens for a portrait shot or one with a slow shutter speed for sports photography. It’s just the same for insurance: [...]
Small business insurance is just as essential to your company as a phone number or email address. The questions “When should I buy insurance and what types should I get?” are rarely going to be at the top of an entrepreneur’s to-do list. They’re also unlikely to be at the front of your mind when you’re [...]
Consultants need to understand why giving advice can be a risky business A growing number of business execs are quitting the corporate rat race in favor of becoming freelance business consultants. It’s easy to set up your own firm and the overhead is low – all you need are a phone, a laptop and your [...]
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