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Everyone makes mistakes – liability insurance can help protect your business when mistakes happen. It was inappropriate. But I just couldn’t help a wry smile to myself. I was reading my weekend New York paper when I saw the story about how a master illusionist and well known magician in Great Britain had managed to [...]
In a recent article by the Small Business Authority they outlined 13 types of insurance that a small business should consider. Clearly some – like auto and workers comp – aren’t up for consideration, they’re usually required. However, general liability insurance was listed as number 1 and professional liability insurance as number 6. In my [...]
As an Englishman, albeit one that’s been adopted by New York, you wouldn’t expect much praise to come from me when it comes to the French. As close neighbors in Europe we ‘have history’. Centuries ago we had frequent wars between us – but in recent times things have been much more civilized with any [...]
We’ve just released a wide-ranging report comparing and contrasting the mood and behaviors of entrepreneurs in the US and Europe. Being an Englishman myself, adopted by the US last decade and living in New York, it reminded me of that famous George Bernard Shaw quote “England & America are two countries separated by a common [...]
A thank you to our Hiscox small business insurance customers This weekend, while flicking through 1,997 cable channels to find something half watchable, I stumbled upon a Fox News interview with Sandra (Sandy) Lerner. She was the founder of Cisco Systems, over the years moving through various entrepreneurial ventures finally ending up running her own [...]
The benefit of being a unique small business Like many of you, travel in my job is a necessity. For me it’s largely short-hops between our Headquarters in New York City and our service center in Virginia Beach, VA. I hate to spend too much time in a sterile corporate HQ, when our Virginia Beach office [...]
Remember Donald Rumsfeld’s infamous comments about “known unknowns” and “unknown unknowns”? He left many people scratching their heads but I reckon a lot of entrepreneurs can have some sympathy with Rummy. After all, when a problem hits, which small business owner hasn’t wanted to smack their forehead with their palm because they knew “I should [...]
Don’t worry, most start-up businesses build on an existing product or service When starting up, you don’t have to think up a killer new idea. In a recent survey we discovered that 77% of new startups we surveyed were not based on original ideas, but had simply fine-tuned an existing one. None of them, however, were [...]
We’re a little bit different (probably just like you) When we were kids we would all dream about what we wanted to be when we grew up: become an astronaut, a famous athlete, a ballerina or maybe a rock star. Me? I wanted to be a toxicologist. But, like most of us, my life turned [...]
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