Professional Liability Insurance

Why choose Hiscox?

We specialize in professional liability insurance for a range of professional services businesses.

• Tailored coverage: We specialize in businesses like yours and tailor coverage to the risks in your field.
• Passion for service: Knowledgeable agents provide exceptional service – 96% of people surveyed recommend us.
• Coverage for contracts: Our professional liability coverage satisfies most standard contract insurance requirements.
• Fast and simple: Online quotes or speak to a licensed agent – immediate coverage.
• Confidence: Hiscox Insurance Company Inc. is ‘A’ rated (Excellent) by A.M. Best.

Learn more about the benefits of choosing Hiscox insurance.

Why do you need professional liability insurance?

Professional liability insurance, also called errors and omissions insurance (E & O insurance), protects your business if you are sued for negligence, even if you haven’t made a mistake.

You should seriously consider this coverage if your business:

• provides a professional service.
• regularly gives advice to clients.
• is requested by a client to have professional liability insurance to complete a contract.

Additional coverage benefits:

• Flexible payment options: We offer you the option of making monthly payments (with no fees) to help you manage your cash flow.
• Work done by temporary staff: Our professional liability insurance covers work done by your employees, temporary staff and independent contractors.
• Past work covered: Unlike some insurers, we cover unknown claims arising from work completed before you were even insured with us, back to an agreed date.
• Worldwide coverage: We protect you for work done by your business anywhere in the world, as long as the covered claim is filed in the United States, a U.S. territory or Canada.
• Claims responsiveness: When a covered claim is reported, we will immediately defend you even if the claim has no basis and, if necessary, appoint an attorney.