Hiscox has a long history in creating unique insurance solutions and our success is founded on an in-depth knowledge of the industries we cover.
Regardless of what kind of business you own, customers can claim that something you did on their behalf was done incorrectly, and that this error cost them money or caused them harm in some way.
In the litigious world we live in today, many business owners protect themselves with Errors and Omissions insurance (E&O).
Who is it for?
Our E&O insurance is one that offers huge diversity providing cover across industry and many eventualities.
Our miscellaneous E&O cover includes, but is not limited to:
- Real estate agents
- Management consultants
- Financial management consultants
- Property managers
- Employment agencies
- Title agents/abstractors
- Collection agents
- Third party administrators
- Claims adjusters
- Bookkeeping and/or tax preparation service
- Marketing consultants
- Environmental consultants
- Business brokers
- Franchisers
- Analytical testing laboratories
- Freight forwarder/Custom house brokers
- Risk management consultants
- Trustee services
- Printers
- Business managers
- Advertisers
- Actuaries
- Associations
- Translators
- Auctioneers
- Viatical/life settlement brokers
- Referral services
- Notaries
- Employee benefit plan consultants
- Talent agencies
- Telephone answering services
- Photographers
- Premium finance services
- Court reporters
Cover
Key areas of cover:
- Duty to defend policy
- Third party discrimination
- Choice of defense counsel (with approval)
- Personal injury coverage
- Independent contractors
- Punitive damages coverage up to $250,000
- Joint ventures
- Final adjudication wording
- Spousal liability coverage
- Bi-lateral tail option
- Buybacks for:
- Punitive damages limits
- Defense outside limits
- First dollar defense
- Contingent bodily injury/property damage
We take care to word our policies to deliver the protection you need without impinging on your lifestyle. By avoiding bad risks, we deliver excellent value and service to the good.
Contact
Judy Biancardi
U.S. Misc. E&O Managing Director
Email: judy.biancardi@hiscox.com
Tel: 914 273 7408
Fax: 914 273 4716
David Egosi
Assistant Vice President
Email: david.egosi@hiscox.com
Tel: 415 814 1451
Vince Josaphs
Assistant Vice President
Email: vince.josaphs@hiscox.com
Tel: 404 410 2805
Chris Kearney
Senior Underwriter
Tel: 312 239 6356
Email: chris.kearney@hiscox.com
Ryan Kuhlman
Underwriter
Tel: 646 442 8292
Email: ryan.kuhlman@hiscox.com
Carla Larsen
Underwriter
Tel: 914 273 7465
Email: carla.larsen@hiscox.com
Stephen Strong
Underwriter
Tel: 404 410 2803
Email: stephen.strong@hiscox.com
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