Is someone else accessing your data without your permission?
Don’t leave your data exposed. Hiscox US Privacy and Data Breach Protection Insurance is designed to cover privacy, data and network exposures while providing peace of mind. A Hiscox Privacy and Data Breach policy provides flexible coverage for the costs to respond to a breach, the costs to defend and resolve claims for statutory violations, negligence, regulatory investigations and a breach of contract. We offer six compatible coverage modules to give you the flexibility to create the insurance program that best suits your needs.
- Covers you for both the first-party and third party liabilities arising from a data breach event.
- Covers you for defense cost and indemnity whether it’s a claim for a statutory violation, regulatory investigation, negligence or breach of contract.
- Provides full limits for forensic costs incurred in the defense of a covered claim.
- Provides full limits for credit or identity protection costs as part of a covered liability judgment, award or settlement with no cap on cost per individual and no limitation on number of years provided.
- Covers both negligence and breach of contract claims arising out of a breach of credit card details, including coverage for a breach of a merchant agreement and coverage for indemnified PCI fines.
- Provides you with both complimentary pre-loss breach prevention services (Breachprotection.com) and complimentary breach responses services, including one hour with a data breach coach to assist you in responding to a breach event (Hiscox eRisk Hub®).
- Provides a minimum hourly covered business interruption loss amount, with coverage for additional loss amount also included.
- Pioneer in providing affirmative breach of contract coverage
- Leading specialist cyber insurer
- Financial Stability. Lloyd’s of London capacity, which carriers an A.M. Best rating of A (Excellent)*
- Flexible breach response process
- Value-added services, including:
– Complimentary risk management assistance
– Complimentary breach prevention services (Breachprotection.com)
– Complimentary breach response services (Hiscox eRisk Hub®)
- Superior claims service from our in-house specialist claims team
- Excellent client services
- Policy limits up to $10,000,000
- Minimum premium $999
- Minimum retention $2,500
Who we cover
US based companies in a wide range of industries.
For more information, speak to your insurance broker or contact one of our Privacy and Data Breach specialists.
Underwriting Leader, Technology and Privacy, Atlanta
T 404 410 2813
Senior Underwriter, Los Angeles
T 213 412 1236
Senior Underwriter, San Francisco
T 415 912 1649
Assistant Vice President, San Francisco
T 415 814 1453
Assistant Vice President, New York
T 914 273 7421
T 312 239 6368
*A.M. Best rating of July 26, 2012