Hiscox USA Architects, Engineers and Construction Managers Insurance provides a tailored policy that fits specifically with the needs of the client. From small construction managers to engineering and design build firms, Hiscox can offer the protection necessary to allow the insured to focus on what is important, his or her business.
Who we cover
Hiscox USA clientele include, but are not limited to:
- Licensed architects
- Design / build Firms
- Licensed engineers, including but not limited to civil, electrical, environmental, industrial and mechanical engineers
- Interior designers
- Construction / project managers
- Landscape architects
- General contractors
- Construction loan inspectors
- Professionals performing building commissioning / testing / balancing
- LEED / Energy consultants / designers
- Forensic construction investigators.
- Specialty contractors (electrical, HVAC plumbing, etc.)
- Product designers (not doing subsequent manufacturing)
- Roofing consultants
- Underground utility locators
- Welding inspectors
- Unlicensed professionals whose work is certified by a licensed architect / engineer
- Real estate developers
- Land surveyors
- Property field inspectors
Coverage highlights
- Deductible credit for claim expenses settled within the deductible
- Contingent bodily injury / property damage coverage
- Coverage for claims involving pollution arising out of professional services
- Free risk management hotline and free contract review services
- Joint Venture coverage
- Coverage for punitive damages up to $250,000
- Third-party discrimination coverage
- Duty to Defend policy
- Choice of Defense Counsel (subject to approval)
- Spousal liability coverage
- Final adjudication wording
- Personal injury coverage
- Bi-lateral tail is included
- No minimum earned premium
Additional coverage available
- Enhanced technology including coverage for building information modeling services (BIM)
- Cost of defense options: first dollar defense, additional defense costs, aggregate deductible
- Specially tailored limit options for firms with small revenues (less than $100,000 annually)
- General Liability coverage by endorsement (for certain professionals)
- Follow-form excess coverage
What we can offer
- Coverage is available on admitted paper in a number of states through Hiscox Insurance Company Inc., which is rated A (Excellent) by A.M. Best*. Please contact an underwriter for the most up-to-date information.
- Coverage is also available on surplus lines paper
- Admitted minimum premiums start at $4K and surplus lines minimums start at $2,500
To find out more
For more information, speak to your usual Hiscox contact or contact our Architects and Engineers team using the inquiry form.
Dan Gmelin
Vice President
Tel: 914 273 7410
Email: dan.gmelin@hiscox.com
Daniel Akerman
Assistant Vice President
Tel: 914 273 7460
Email: daniel.akerman@hiscox.com
Benjamin French
Senior Underwriter
Tel: 312 239 6355
Email: benjamin.french@hiscox.com
Scott Gold
Senior Underwriter
Tel: 415 912 1642
Email: scott.gold@hiscox.com
Joseph Plotycia
Underwriter
Tel: 213 412 0037
Email:joseph.plotycia@hiscox.com Will Henson
Underwriter
Tel: 646 442 8287
Email: will.henson@hiscox.com
John Schoerner
Underwriter
Tel: 404 410 2812
Email: john.schoerner@hiscox.com
Documents
*A.M. Best rating as of November 23, 2011
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